NOTICE OF TRUSTEE'S SALE

NOTICE OF TRUSTEE'S SALE

TS No WA07000288-23-1 TO No 230516409-WA-MSI PURSUANT

TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24

ET. SEQ. Grantor: ADOLPH ENRIQUEZ AND EVA ENRIQUEZ,

HUSBAND AND WIFE Current Beneficiary of the Deed of Trust:

Finance of America Reverse LLC Original Trustee of the Deed of

Trust: FNTG-CHICAGO TITLE Current Trustee of the Deed of Trust:

MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer

of the Deed of Trust: Celink Reference Number of the Deed of

Trust: Instrument No. 298455 Parcel Number: 1529030717011 I.

NOTICE IS HEREBY GIVEN that on May 17, 2024, 10:00 AM, at

main entrance to the Adams County Courthouse, 210 Broadway,

Ritzville, WA, MTC Financial Inc. dba Trustee Corps, the undersigned

Trustee, will sell at public auction to the highest and best bidder, payable,

in the form of cash, or cashier's check or certified checks from

federally or State chartered banks, at the time of sale the following

described real property, situated in the County of Adams, State of

Washington, to-wit: THE EAST 40 FEET OF LOT 11 AND THE WEST

20 FEET OF LOT 10, BLOCK 170, OTHELLO LAND CO`S FIRST

ADDITION TO OTHELLO, ACCORDING TO THE PLAT THEREOF

OF RECORD IN THE OFFICE OF THE AUDITOR OF ADAMS

COUNTY, WASHINGTON. APN: 1529030717011 More commonly

known as 1119 E SPRUCE ST, OTHELLO, WA 99344 which is

subject to that certain Deed of Trust dated June 20, 2011, executed

by ADOLPH ENRIQUEZ AND EVA ENRIQUEZ, HUSBAND AND

WIFE as Trustor(s), to secure obligations in favor of ONE REVERSE

MORTGAGE, LLC as original Beneficiary recorded July 12, 2011 as

Instrument No. 298455 and the beneficial interest was assigned to

Finance of America Reverse LLC and recorded November 14, 2023

as Instrument Number 335175 of official records in the Office of the

Recorder of Adams County, Washington. II. No action commenced

by Finance of America Reverse LLC, the current Beneficiary of the

Deed of Trust is now pending to seek satisfaction of the obligation

in any Court by reason of the Borrowers' or Grantors' default on the

obligation secured by the Deed of Trust/Mortgage. III. The default(s)

for which this foreclosure is made is/are as follows: FAILURE TO

PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW

IN ARREARS: DELINQUENT INSURANCE/TAX INFORMATION

From May 29, 2020 To January 4, 2024 $2,481.75 PROMISSORY

NOTE INFORMATION Note Dated: June 20, 2011 Note Amount

$127,500.00 Interest Paid To: April 29, 2020 Next Due Date: May 29,

2020 Current Beneficiary: Finance of America Reverse LLC Contact

Phone No: 800-441-4428 Address: 101 West Louis Henna Blvd.

Suite 450, Austin, TX 78728 IV. The sum owing on the obligation

secured by the Deed of Trust is: The principal sum of $84,833.65,

together with interest as provided in the Note or other instrument

secured, and such other costs and fees as are due under the Note

or other instrument secured, and as are provided by statute. V. The

above described real property will be sold to satisfy the expense of

sale and the obligation secured by the Deed of Trust as provided

by statute. Said sale will be made without warranty, expressed or

implied, regarding title, possession or encumbrances on May 17,

2024. The defaults referred to in Paragraph III must be cured by May

6, 2024, (11 days before the sale date) to cause a discontinuance of

the sale. The sale will be discontinued and terminated if at any time

before May 6, 2024 (11 days before the sale) the default as set forth

in Paragraph III is cured and the Trustees' fees and costs are paid.

Payment must be in cash or with cashiers' or certified checks from

a State or federally chartered bank. The sale may be terminated

any time after the May 6, 2024 (11 days before the sale date) and

before the sale, by the Borrower or Grantor or the holder of any

recorded junior lien or encumbrance by paying the entire principal

and interest secured by the Deed of Trust, plus costs, fees and

advances, if any, made pursuant to the terms of the obligation and/

or Deed of Trust, and curing all other defaults. VI. A written Notice

of Default was transmitted by the current Beneficiary, Finance of

America Reverse LLC or Trustee to the Borrower and Grantor at

the following address(es): ADDRESS ADOLPH ENRIQUEZ 1119

E SPRUCE ST, OTHELLO, WA 99344 EVA ENRIQUEZ 1119 E

SPRUCE ST, OTHELLO, WA 99344 by both first class and certified

mail on December 7, 2023, proof of which is in the possession of

the Trustee; and the Borrower and Grantor were personally served

with said written Notice of Default or the written Notice of Default

was posted in a conspicuous place December 6, 2023 on the real

property described in Paragraph I above, and the Trustee has possession

of proof of such service or posting. VII. The Trustee whose

name and address are set forth below will provide in writing to anyone

requesting it, a statement of all costs and fees due at any time prior

to the sale. VIII. The effect of the sale will be to deprive the Grantor

and all those who hold by, through or under the Grantor of all their

interest in the above described property. IX. Anyone having any

objections to this sale on any grounds whatsoever will be afforded

an opportunity to be heard as to those objections if they bring a

lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to

bring such a lawsuit may result in a waiver of any proper grounds

for invalidating the Trustees' Sale. X. Notice to Occupants or Tenants.

The purchaser at the Trustee's sale is entitled to possession

of the property on the 20th day following the sale, as against the

Grantor under the deed of trust (the owner) and anyone having an

interest junior to the deed of trust, including occupants who are not

tenants. After the 20th day following the sale the purchaser has the

right to evict occupants who are not tenants by summary proceedings

under chapter 59.12 RCW. For tenant-occupied property, the

purchaser shall provide a tenant with written notice in accordance

with RCW 61.24.060. Notice to Borrower(s) who received a letter

under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE

THE FORECLOSURE SALE OF YOUR HOME. Mediation MUST

be requested between the time you receive the Notice of Default

and no later than 90 calendar days BEFORE the date of sale listed

in the Notice of Trustee Sale. If an amended Notice of Trustee Sale

is recorded providing a 45-day notice of the sale, mediation must

be requested no later than 25 calendar days BEFORE the date of

sale listed in the amended Notice of Trustee Sale. DO NOT DELAY.

CONTACT A HOUSING COUNSELOR OR AN ATTORNEY

LICENSED IN WASHINGTON NOW to assess your situation and

refer you to mediation if you might eligible and it may help you save

your home. See below for safe sources of help. SEEKING ASSISTANCE

Housing counselors and legal assistance may be available

at little or no cost to you. If you would like assistance in determining

your rights and opportunities to keep your house, you may contact

the following: The statewide foreclosure hotline for assistance and

referral to housing counselors recommended by the Housing Finance

Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website:

http://www.wshfc.org The United States Department of Housing and Urban

Development: Telephone: (800) 569-4287 Website: http://www.hud.gov

The statewide civil legal aid hotline for assistance and referrals to

other housing counselors and attorneys: Telephone: (800) 606-4819

Website: http://www.homeownership.wa.gov Dated: January 8, 2024 MTC

Financial Inc. dba Trustee Corps, as Duly Appointed Successor

Trustee By: Alan Burton, Vice President MTC Financial Inc. dba

Trustee Corps 606 W. Gowe Street Kent, WA 98032-5744 Toll Free

Number: (844) 367-8456 TDD: 711 949.252.8300 For Reinstatement/

Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps

Order Number 99081, Pub Dates: 4/17/2024, 5/8/2024, RITZVILLE

ADAMS COUNTY JOURNAL