NOTICE OF TRUSTEE'S SALE

 

Last updated 2/20/2024 at 9:25am



NOTICE OF TRUSTEE’S SALE

Pursuant to the Revised Code of Washington 61.24, et seq.108

1st Ave South, Suite 450 Seattle, WA 98104 Trustee Sale No .: WA-

23-965432-BF Title Order No .: 230419529-WA-MSI Reference

Number of Deed of Trust: Instrument No. 318269 Parcel Number(s):

1529030717104 Grantor(s) for Recording Purposes under RCW

65.04.015: ALEJANDRO GARZA LOPEZ, SINGLE MAN Current

Beneficiary of the Deed of Trust and Grantee (for Recording Purposes

under RCW 65.04.015): PENNYMAC LOAN SERVICES,

LLC Current Trustee of the Deed of Trust: QUALITY LOAN SERVICE

CORPORATION Current Loan Mortgage Servicer of the Deed of

Trust: PennyMac Loan Services, LLC I.NOTICE IS HEREBY

GIVEN that QUALITY LOAN SERVICE CORPORATION, the undersigned

Trustee, will on 3/22/2024, at 9:00 AM At the Main Entrance

to the Adams County Courthouse, located at 210 West

Broadway, Ritzville, WA 99169 sell at public auction to the highest

and best bidder, payable in the form of credit bid or cash bid in the

form of cashier’s check or certified checks from federally or State

chartered banks, at the time of sale the following described real

property, situated in the County of ADAMS, State of Washington,

to-wit: LOT 4, AND THE EAST HALF OF LOT 3, BLOCK 171,

OTHELLO LAND CO’S FIRST ADDITION TO OTHELLO, ACCORDING

TO THE PLAT THEREOF RECORDED IN THE OFFICE OF

THE AUDITOR’S OF ADAMS, COUNTY More commonly known

as: 1036 E Larch St, Othello, WA 99344 Subject to that certain Deed

of Trust dated 3/29/2018, recorded 3/29/2018, under Instrument

No. 318269 and modified as per Modification Agreement recorded

4/16/2021 as Instrument No. 327735 records of ADAMS County,

Washington, from ALEJANDRO GARZA LOPEZ, SINGLE MAN, as

grantor(s), to FRONTIER TITLE & ESCROW, as original trustee,

to secure an obligation in favor of MORTGAGE ELECTRONIC

REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LOAN

SIMPLE, INC., A CORPORATION, ITS SUCCESSORS AND ASSIGNS,

as original beneficiary, the beneficial interest in which was

subsequently assigned to PENNYMAC LOAN SERVICES, LLC,

the Beneficiary, under an assignment recorded under Auditors File

Number 326262 II. No action commenced by the Beneficiary of the

Deed of Trust as referenced in RCW 61.21.030(4) is now pending

to seek satisfaction of the obligation in any Court by reason of the

Borrower’s or Grantor’s default on the obligation secured by the

Deed of Trust/Mortgage. III. The default(s) for which this foreclosure

is made is/are as follows: Failure to pay when due the following

amounts which are now in arrears: $11,863.70. IV. The sum owing

on the obligation secured by the Deed of Trust is: The principal sum

of $175,663.41, together with interest as provided in the Note from

3/1/2023 on, and such other costs, fees, and charges as are due

under the Note, Deed of Trust, or other instrument secured, and as

are provided by statute. V. The above-described real property will

be sold to satisfy the expense of sale and the obligation secured

by the Deed of Trust as provided by statute. Said sale will be made

without warranty, expressed or implied, regarding title, possession

or encumbrances on 3/22/2024. The defaults referred to in Paragraph

III must be cured by 3/11/2024 (11 days before the sale date),

or by other date as permitted in the Note or Deed of Trust, to cause

a discontinuance of the sale. The sale will be discontinued and

terminated if at any time before 3/11/2024 (11 days before the sale),

or by other date as permitted in the Note or Deed of Trust, the default

as set forth in Paragraph III is cured and the Trustee’s fees and

costs are paid. Payment must be in cash or with cashiers or certified

checks from a State or federally chartered bank. The sale may be

terminated any time after the 3/11/2024 (11 days before the sale

date) and before the sale, by the Borrower or Grantor or the holder

of any recorded junior lien or encumbrance by paying the principal

and interest, plus costs, fees and advances, if any, made pursuant

to the terms of the obligation and/or Deed of Trust, and curing all

other defaults. VI. A written Notice of Default was transmitted by

the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both

first class and certified mail, proof of which is in the possession of

the Trustee; and the Borrower and Grantor were personally served,

if applicable, with said written Notice of Default or the written Notice

of Default was posted in a conspicuous place on the real property

described in Paragraph I above, and the Trustee has possession

of proof of such service or posting. The list of recipients of the

Notice of Default is listed within the Notice of Foreclosure provided

to the Borrower(s) and Grantor(s). These requirements were completed

as of 9/29/2023. VII. The Trustee whose name and address

are set forth below will provide in writing to anyone requesting it, a

statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those

who hold by, through or under the Grantor of all their interest in the

above-described property. IX. Anyone having any objections to this

sale on any grounds whatsoever will be afforded an opportunity to

be heard as to those objections if they bring a lawsuit to restrain

the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit

may result in a waiver of any proper grounds for invalidating the

Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS – The

purchaser at the Trustee’s Sale is entitled to possession of the

property on the 20th day following the sale, as against the Grantor

under the deed of trust (the owner) and anyone having an interest

junior to the deed of trust, including occupants who are not tenants.

After the 20th day following the sale the purchaser has the right to

evict occupants who are not tenants by summary proceedings

under Chapter 59.12 RCW. For tenant-occupied property, the purchaser

shall provide a tenant with written notice in accordance with

RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE

FORECLOSURE SALE OF YOUR HOME. You may be eligible for

mediation. You have only until 90 calendar days BEFORE the date

of sale listed in this Notice of Trustee Sale to be referred to mediation.

If this is an amended Notice of Trustee Sale providing a 45-day

notice of the sale, mediation must be requested no later than 25

calendar days BEFORE the date of sale listed in this amended

Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING

COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON

NOW to assess your situation and refer you to mediation if you are

eligible and it may help you save your home. See below for safe

sources of help. SEEKING ASSISTANCE Housing counselors and

legal assistance may be available at little or no cost to you. If you

would like assistance in determining your rights and opportunities

to keep your house, you may contact the following: The statewide

foreclosure hotline for assistance and referral to housing counselors

recommended by the Housing Finance Commission: Toll-free:

1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.

wa.gov/consumers/homeownership/post_purchase_counselors_

foreclosure.htm The United States Department of Housing and

Urban Development: Toll-free: 1-800-569-4287 or National Web

Site: http://portal.hud.gov/hudportal/HUD or for Local counseling

agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/

index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc

The statewide civil legal aid hotline for assistance and referrals to

other housing counselors and attorneys: Telephone: 1-800-606-4819

or Web site: http://nwjustice.org/what-clear Additional information

provided by the Trustee: If you have previously been discharged

through bankruptcy, you may have been released of personal liability

for this loan in which case this letter is intended to exercise the

noteholders rights against the real property only. The Trustee’s Sale

Number is WA-23-965432-BF. Dated: 11/7/2023 QUALITY LOAN

SERVICE CORPORATION, as Trustee By: Tianah Schrock, Assistant

Secretary Trustee’s Address: QUALITY LOAN SERVICE

CORPORATION 108 1 st Ave South, Suite 450, Seattle, WA 98104

For questions call toll-free: (866) 925-0241 Trustee Sale Number:

WA-23-965432-BF Sale Line: 800-280-2832 or Login to: http://www.

qualityloan.com IDSPub #0189320 2/21/2024 3/13/2024

 

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